Insurance prices, January 2026
Car insurance prices were up 0.5% over the 12 months to January 2026, while all items prices were up 2.4%. Renters and household insurance prices were up 6.9%.
| CPI item | Index | 12-month change |
|---|---|---|
| Motor vehicle insurance | 892.491 | +0.5% |
| Tenants' and household insurance | 171.940 | +6.9% |
| Health insurance | 142.337 | -2.2% |
| Motor vehicle maintenance and repair | 440.175 | +4.9% |
| Motor vehicle repair | 294.801 | +5.7% |
| Used cars and trucks | 177.714 | -2.0% |
| Veterinarian services | 407.037 | +7.4% |
| Pet services including veterinary | 373.527 | +6.0% |
| Electricity | 299.731 | +6.3% |
| Utility (piped) gas service | 270.302 | +9.8% |
| All items | 325.252 | +2.4% |
← December 2025 February 2026 →
Sources
- US Bureau of Labor Statistics, Consumer Price Index for All Urban Consumers (CPI-U), US city average, not seasonally adjusted, series CUUR0000 plus item code, retrieved through the BLS Public Data API
- US Bureau of Labor Statistics, CPI news release Table 2, September 2026
Checked 29 October 2026. BLS did not publish most October 2025 index values because of the 2025 lapse in federal appropriations, and did not publish November 2025 for motor vehicle insurance. Those months show as not published.